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🟣 Works with PhonePe & every UPI app · Zero MDR

PhonePe QR Code Generator
Accept PhonePe Payments Free

Create one QR code that accepts payments from PhonePe and every other UPI app in India. Dynamic — update your UPI ID anytime without reprinting. Free to create.

🟣 PhonePe🟢 Google Pay🔵 Paytm🟠 BHIM🟡 Amazon Pay CRED🟢 WhatsApp Pay Any UPI app

Colour

Free · No sign-up · No watermark · Works forever

Want to edit this QR after printing?

This is a static QR — the link is fixed. Create a free account to make it dynamic: change the destination anytime and track every scan by city and device.

Make it dynamic — free

Enter your UPI ID to see your QR code

Scannable by any phone camera

No credit card · Free forever plan · Zero transaction fees

Why Photon QR

More than a static PhonePe QR

One QR for PhonePe & every UPI app

A single PhonePe QR is read by PhonePe, Google Pay, Paytm, BHIM and any UPI app — you don't need a separate code for each.

No MDR charges

UPI payments through PhonePe have zero Merchant Discount Rate. Every rupee a customer pays lands in your account.

Update your UPI ID anytime

Switched your VPA or bank? Change the UPI ID in your dashboard — the printed PhonePe QR never has to be reprinted.

Track scan activity

See how many customers scanned your PhonePe QR, from which city, on which device, and at what times.

Pre-fill the amount

Set a fixed amount in the QR — handy for standard bills, entry fees, tips, or subscription renewals.

No app needed to scan

Customers open their phone camera or PhonePe scanner — no special app to display the code, just a UPI app to pay.

What is a PhonePe QR code?

A PhonePe QR code is simply a UPI QR code — PhonePe is built on the Unified Payments Interface (UPI), so the code encodes a standard UPI deep-link of the form upi://pay?pa=[VPA]&pn=[name]&am=[amount] — where pa is your Virtual Payment Address (your UPI ID, e.g. yourname@ybl), pn is the payee name, and am is an optional pre-filled amount. When a customer scans it inside PhonePe, the app opens with your details already filled in.

Because it follows the NPCI standard, the very same PhonePe QR also works with every other UPI app — Google Pay, Paytm, BHIM, Amazon Pay, CRED and more. Money moves directly from the customer's bank account to yours with zero MDR, so there are no per-transaction fees and no POS machine is required.

Placement ideas

Where to use your PhonePe QR

🍽️

Restaurant tables

Diners scan and pay with PhonePe from their seat — no queue, no change, no cash handling.

🛍️

Retail checkout

Stick it at the billing counter. Faster than a card swipe and there's no terminal cost.

🚕

Auto & taxi

Print a small laminated card — passengers pay with PhonePe instantly without cash.

📦

Delivery packaging

Add it to COD parcels as a PhonePe alternative to reduce cash handling on delivery.

📋

Invoices & bills

Print it on invoices — clients pay with one scan instead of typing NEFT details.

🏪

Kirana & small shops

No POS machine needed. A printed PhonePe QR accepts every UPI payment for free.

3 steps

Create your PhonePe QR in 3 minutes

01

Sign up free

Create your account at photonqr.com — no credit card, just your email.

02

Enter your UPI ID

Add your PhonePe VPA (e.g. number@ybl), business name, and an optional fixed amount.

03

Print and display

Download the QR as PNG. Print it, laminate it, and place it where customers pay.

PhonePe QR code — FAQs

How do I create a PhonePe QR code?

Sign up on Photon QR, click Create QR, choose "UPI Payment", enter your UPI ID (your VPA like yourname@ybl for PhonePe), add your business name, and optionally pre-fill an amount. Download the QR as PNG and print or display it. Because PhonePe uses the standard UPI format, the same code works for PhonePe and every other UPI app.

Is a PhonePe QR code the same as a UPI QR code?

Yes. PhonePe runs on UPI, so a PhonePe QR is a standard UPI QR code. Any code Photon QR generates is read by PhonePe as well as Google Pay, Paytm, BHIM, Amazon Pay and CRED — you do not need a separate PhonePe-only code.

Do I need a PhonePe Business account?

No. You only need a UPI ID (VPA). That can be your personal PhonePe UPI ID (e.g. number@ybl) or any bank UPI ID. Customers paying you will see your name in their PhonePe app when they scan.

Is there a fee to accept PhonePe payments?

No — UPI payments have zero MDR (Merchant Discount Rate) for merchants. Money goes directly from the customer's bank to yours, and Photon QR does not charge per transaction.

Can I set a fixed amount in the PhonePe QR?

Yes — enter a fixed amount when creating the QR. Customers who scan will see the amount pre-filled in PhonePe (or whichever UPI app they use). They can still edit it unless their app locks it.

What if I change my UPI ID or bank account?

Just update the UPI ID in your Photon QR dashboard. The printed PhonePe QR never changes — it redirects through Photon QR, so your new UPI ID takes effect immediately without reprinting.

Can I track how often my PhonePe QR is scanned?

Yes — Photon QR logs each scan with city, device and timestamp. Note that scan tracking records when the QR is opened, not individual payment completions — payment confirmation comes from PhonePe or your bank.

Accept PhonePe payments starting today

Free QR code · Zero transaction fees · Dynamic — update anytime

Create PhonePe QR Free →